{"id":17236,"date":"2025-08-11T12:50:50","date_gmt":"2025-08-11T12:50:50","guid":{"rendered":"https:\/\/staging.chubbfs.com\/uk-en\/?p=17236"},"modified":"2025-08-11T12:50:50","modified_gmt":"2025-08-11T12:50:50","slug":"how-sme-success-starts-with-employee-wellbeing","status":"publish","type":"post","link":"https:\/\/staging.chubbfs.com\/uk-en\/how-sme-success-starts-with-employee-wellbeing\/","title":{"rendered":"How SME Success Starts with Employee Wellbeing\u00a0"},"content":{"rendered":"<p><span data-contrast=\"auto\">Wellbeing isn\u2019t a buzzword. For small and medium-sized enterprises (SMEs), it\u2019s a strategic advantage. When people feel supported, balanced and valued, they show up more engaged, more productive and more loyal. That\u2019s not just good for culture \u2013 it\u2019s good for business.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">According to Great Place to Work UK, fewer than 55% of workers feel they have high wellbeing at work.<\/span><a href=\"https:\/\/uk.greatplacetowork.co.uk\/workplace-wellbeing-report\"><span data-contrast=\"none\">1<\/span><\/a><span data-contrast=\"auto\"> Yet organisations that prioritise employee wellbeing see stronger engagement, lower absenteeism and greater loyalty \u2013 all essential drivers of long-term performance and sustainability.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">For SMEs, where each individual plays a crucial role, creating the conditions for people to thrive is not a luxury. It\u2019s a necessity. It supports agility, reduces risk and builds teams that want to go the extra mile. And you don\u2019t need a big budget to make a real impact.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">At <\/span><a href=\"https:\/\/chubbfs.com\/uk-en\/\"><span data-contrast=\"none\">Chubb Fire &amp; Security<\/span><\/a><span data-contrast=\"auto\">, we believe that when our people thrive, our business thrives. That belief underpins our four-pillar wellness framework: Move, Munch, Money and Mind \u2013 a practical, people-first model that any organisation can learn from, no matter its size.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Wellbeing That Works<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Chubb\u2019s wellness programme \u201cMove, Munch, Money and Mind\u201d is intentionally simple because simplicity encourages action. The four pillars were designed to address the real pressures employees face \u2013 physical, nutritional, financial and emotional \u2013 and to give them tools they can use both in and outside of work.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0a7\" data-font=\"Wingdings\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[9642],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0a7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Move<\/span><\/b><span data-contrast=\"auto\"> promotes physical activity and energised routines. From access to gym discounts to step challenges and stretch breaks, the focus is on making movement part of daily life.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0a7\" data-font=\"Wingdings\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[9642],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0a7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Munch<\/span><\/b><span data-contrast=\"auto\"> supports healthy eating with recipe ideas, food inspiration and discounts on nutritious snacks. It\u2019s about fuelling the workday \u2013 and life beyond it \u2013 with better choices.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0a7\" data-font=\"Wingdings\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[9642],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0a7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Money<\/span><\/b><span data-contrast=\"auto\"> addresses the rising stress many feel around finances. It offers budgeting tools, financial wellbeing content, mortgage advice and a platform for smart spending.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0a7\" data-font=\"Wingdings\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Wingdings&quot;,&quot;469769242&quot;:[9642],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0a7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Mind<\/span><\/b><span data-contrast=\"auto\"> recognises the importance of mental health and emotional resilience. Chubb provides access to mindfulness apps, trained Mental Aid First Aiders, an employee assistance programme, and a growing library of resources \u2013 from podcasts to guided meditations.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Together, these four pillars are more than a wellness scheme \u2013 they are a way of working. They reflect Chubb\u2019s wider commitment to building a culture where people are empowered to bring their best selves to work.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">The Business Case for Wellness<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">There\u2019s growing evidence that wellbeing is a direct contributor to business outcomes. A 2024 study by the University of Oxford found a strong correlation between employee wellbeing and firm profitability \u2013 suggesting that happier employees don\u2019t just stay longer, they perform better<\/span><a href=\"https:\/\/wellbeing.hmc.ox.ac.uk\/wp-content\/uploads\/2023\/11\/2304-WP-Workplace-Wellbeing-and-Firm-Performance-DOI-2024.pdf\"><span data-contrast=\"none\">2<\/span><\/a><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Meanwhile, the Centre for Economics and Business Research (CEBR) recently estimated that long-term sickness absence cost UK SMEs \u00a332.7 billion in 2023<\/span><a href=\"https:\/\/www.raconteur.net\/talent-culture\/smes-take-action-to-support-employees-wellbeing-and-productivity\"><span data-contrast=\"none\">3<\/span><\/a><span data-contrast=\"auto\">. The link between wellbeing and absence is well established. Simply put, healthier teams show up more \u2013 and when they\u2019re at work, they\u2019re more effective.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">In smaller businesses, the impact of each person\u2019s performance is magnified. That makes wellbeing not just a moral imperative, but a commercial one too.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Wellbeing on an SME Budget<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">You don\u2019t need a specialist HR team or formal wellness department to make a difference. Many of the most effective steps are simple, low-cost and high-impact. Here are four things SMEs can do now:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<ol>\n<li><b><span data-contrast=\"auto\"> Start Small and Keep It Real<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Begin with manageable ideas \u2013 a 15-minute \u201cwalk and talk\u201d meeting, a weekly fruit basket, or access to online financial tips. These show employees that their wellbeing matters \u2013 not just as a policy, but in practice.<\/span><\/li>\n<li><b><span data-contrast=\"auto\"> Make It Part of Everyday Culture<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Wellbeing works best when it\u2019s modelled, not mandated. Encourage managers to check-in on how people are doing, not just what they\u2019re doing. Consider starting meetings with a quick \u201cenergy level\u201d update \u2013 a small act that builds trust and signals care.<\/span><\/li>\n<li><b><span data-contrast=\"auto\"> Ask, Don\u2019t Assume<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Every team, and every person, is different. Where some people are happy speaking openly, others may find it more challenging \u2013 particularly in larger groups. Use anonymous surveys or informal conversations to understand what matters most to your people \u2013 and let them help shape the approach.<\/span><\/li>\n<li><b><span data-contrast=\"auto\"> Link It to Business Outcomes<\/span><\/b><br \/>\n<span data-contrast=\"auto\">Share how wellbeing links to performance. For example, after introducing wellness check-ins, one Chubb team reported a measurable drop in sick leave and a noticeable rise in morale. When employees can see the connection, participation grows.<\/span><\/li>\n<\/ol>\n<p><i><span data-contrast=\"auto\">Practical tip: Build \u201cwellbeing moments\u201d into each month <\/span><\/i><span data-contrast=\"auto\">\u2013<\/span><i><span data-contrast=\"auto\"> one small action tied to Move, Munch, Money or Mind. Over time, these small steps shape lasting change.<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;335559685&quot;:720}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Wellbeing Builds Belonging and Loyalty<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Creating a culture of wellness also deepens connection and retention. People who feel cared for are more likely to care back. They\u2019re more engaged, more willing to go above and beyond, and less likely to look elsewhere.<\/span><\/p>\n<p><span data-contrast=\"auto\">At Chubb, our wellness approach supports a sense of shared responsibility \u2013 and shared success. Whether it\u2019s a team celebrating a step challenge win, an employee sharing a budgeting tip, or someone seeking support through our Mental Aid First Aiders, these moments contribute to a culture of trust.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">For SMEs, that kind of environment pays dividends. It helps attract the right talent, hold onto them for longer, and get the best from people every day.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">The Bottom Line<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Wellbeing isn\u2019t about perks or posters. It\u2019s about building a workplace where people can genuinely thrive. For SMEs, that means moving beyond reactive support and embedding wellness into the way you lead, listen and grow.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Chubb\u2019s Move, Munch, Money and Mind framework is one model \u2013 but the message is universal: when you prioritise your people\u2019s wellbeing, they prioritise your business in return.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Because healthy, supported teams don\u2019t just feel better \u2013 they perform better. And that\u2019s a win for everyone.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\">\u00a9 2025 Chubb Fire and Security. All rights reserved.\u00a0<\/span><\/i><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\">The information provided in this blog is for general informational purposes only and does not constitute professional advice. Chubb Fire and Security is not responsible for any actions taken based on the information provided. This blog is not an advertisement or advice document.\u202f You are responsible for complying with any legal or regulatory requirements that apply to you.\u00a0<\/span><\/i><span data-ccp-props=\"{&quot;335557856&quot;:16777215,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\">Chubb Fire and Security reserves the right to modify the content and offers mentioned in this blog without prior notice.<\/span><\/i><span data-ccp-props=\"{&quot;335557856&quot;:16777215,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wellbeing isn\u2019t a buzzword. For small and medium-sized enterprises (SMEs), it\u2019s a strategic advantage.<\/p>\n","protected":false},"author":53,"featured_media":17237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","inline_featured_image":false,"footnotes":""},"categories":[13],"tags":[20,19],"class_list":["post-17236","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-people","tag-safety"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How SME Success Starts with Employee Wellbeing\u00a0<\/title>\n<meta name=\"description\" content=\"Wellbeing isn\u2019t a buzzword. 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